Many individuals especially in the UK have a bad credit score. This has been caused by the economical instabilities that have hit on many occasions. Financial crisis in the past have led to things like loss of jobs and inflation in prices as well as loan rates sending many into financial despair.
This has caused many to run seeking after no credit check facilities reasoning that their bad credit history will not come into scrutiny during the application process. The question remains; is there really a no credit check facility even in contract mobile application? While many retailers will advocate for and advertise no credit check contracts, it is not a reality. While a few will be able to make such offers, this is only the case for low cost financial obligations. In cases like mobile contracts, those willing to offer no credit check facilities are those willing to give only low cost value handsets. They are never willing to gamble on products that will require a high monthly installment since they know those looking for no credit check deals are those with a record to keep secret.
If you want a latest released mobile on contract, you will not be able to find one among the no credit check offers available. Looking for a no credit check deal means that you should be willing to compromise on the cost to run for a lower cost phone. the same is the case when you are looking for loans. However, if you are seeking a high cost offer, you should be ready for a credit check which will be conducted by the creditor.
There are also some who promise no credit checks but what they do is conduct soft credit checks. These are done in a manner to ensure that they do not leave a mark in the search that will cause for an alarm. Numerous creditors usually conduct these sort of checks so they can have a clear picture of the credit history of their clients.